Policygenius transforms the insurance journey for consumers by providing a one-stop platform where consumers can compare options from top insurance carriers, get unbiased expert advice, buy policies, and manage their insurance portfolio, in one seamless, integrated experience. Our proprietary technology platform integrates with the leading life, disability, and home & auto insurance carriers and delivers an exceptional digital experience for both consumers and insurance carriers. Since 2014, our content, digital tools, and experts have served as a resource for millions of people on their insurance journey, and we have sold more than $200 billion in coverage. In 2023, Policygenius was acquired by Zinnia, an insurance technology and digital services company.
Zinnia is the modern infrastructure of the life and annuity economy. Zinnia's end-to-end capabilities connect the entire lifecycle with flexible, modular solutions that scale. From carriers to distributors to customers, Zinnia creates a seamless, approachable experience for every stakeholder. Zinnia removes friction, accelerates growth, and delivers speed, transparency, and connectivity across the entire life and annuity ecosystem.
How we’re different
Comparison shopping made easy
No need to fill out forms on a dozen different sites — with Policygenius’ modern tools, you can compare quotes from multiple leading insurance companies side by side in minutes. Already have coverage? We can help you re-shop your policy to look for a lower rate.
Advice that puts you first
With hundreds of licensed insurance agents standing by and thousands of fact-checked articles on our site, we’ve got answers to all of your questions, whether you want to talk to someone live or research on your own.
Rigorous editorial standards
Our articles are written and edited by a best-in-class editorial team, then thoroughly fact-checked by licensed insurance agents and certified financial planners. Read more about our editorial standards, including our editorial process, leaders, and expert reviewers.
How we make money
We’re an independent insurance broker, so we get paid a commission by insurance companies for each sale. Insurance commissions are already built into the price of an insurance policy, so you’re not paying any extra for working with us to buy a policy. Our compensation on any particular purchase may vary depending on a number of factors, including the type and size of product, the insurer, and the volume of business we have with an insurer, but we don’t push for or give preference to any one insurer over another because of the commission. We're here to fight for you, not for ourselves.
Is it cheaper to buy insurance through Policygenius?
Insurance rates are regulated by law, which means that no company, broker, or agent can offer you a discount on a policy. You can still save money, though! Each insurer calculates risk differently, and they all strive to offer policies at competitive prices. That’s why Policygenius helps you compare quotes from multiple companies in one place: to make it easy to find potential savings on the right policy for your needs.
Is Policygenius a corporate affiliate of any insurance company?
No. We’re an independent insurance agency, which means that we’re not owned by an insurance company, nor do we own one. We sell insurance policies from multiple insurers without bias or favor toward any of them. It’s important to us that we help you find the right insurance policy for your needs, no matter which company you buy that policy from.
Our licenses
All insurance brokers are required by law to be licensed in each state they do business. You can find our licenses here.
Policygenius leadership team

Nicole Buckenmeyer, CLU
Head of Policygenius Agency
Nicole leads teams focused on making it easier for people to shop for and secure insurance coverage through Policygenius. She brings over 20 years of experience across life, disability, and P&C insurance, with a strong background in digital distribution, sales, and operations. Nicole works at the intersection of carriers, technology, and consumers driving growth by aligning business goals with what customers actually need. She also served as the President of the Life Insurance Direct Marketers Association (LIDMA) for three years and is now serving as the Immediate Past President to help advance industry collaboration and access. Nicole holds the Chartered Life Underwriter (CLU) designation from The American College and is committed to building solutions that simplify insurance and expand protection for more families.
Head of Policygenius Agency
Nicole leads teams focused on making it easier for people to shop for and secure insurance coverage through Policygenius. She brings over 20 years of experience across life, disability, and P&C insurance, with a strong background in digital distribution, sales, and operations. Nicole works at the intersection of carriers, technology, and consumers driving growth by aligning business goals with what customers actually need. She also served as the President of the Life Insurance Direct Marketers Association (LIDMA) for three years and is now serving as the Immediate Past President to help advance industry collaboration and access. Nicole holds the Chartered Life Underwriter (CLU) designation from The American College and is committed to building solutions that simplify insurance and expand protection for more families.

Anthony Provenzano
Head of Sales & Revenue Operations
Anthony leads sales and revenue operations initiatives focused on driving sustainable growth, strengthening carrier and client partnerships, and improving alignment across teams. He brings extensive experience in insurance distribution, sales leadership, and revenue operations, with a background spanning life and annuity solutions and technology-enabled platforms. Working closely with cross-functional partners, Anthony focuses on improving sales effectiveness, optimizing processes, and supporting distribution partners with the tools and insights they need to succeed. He is known for building and mentoring high-performing teams and fostering long-term relationships grounded in trust, transparency, and accountability. Anthony is committed to keeping the customer at the center of every decision, with a focus on delivering clarity, consistency, and long-term value across the insurance experience.
Head of Sales & Revenue Operations
Anthony leads sales and revenue operations initiatives focused on driving sustainable growth, strengthening carrier and client partnerships, and improving alignment across teams. He brings extensive experience in insurance distribution, sales leadership, and revenue operations, with a background spanning life and annuity solutions and technology-enabled platforms. Working closely with cross-functional partners, Anthony focuses on improving sales effectiveness, optimizing processes, and supporting distribution partners with the tools and insights they need to succeed. He is known for building and mentoring high-performing teams and fostering long-term relationships grounded in trust, transparency, and accountability. Anthony is committed to keeping the customer at the center of every decision, with a focus on delivering clarity, consistency, and long-term value across the insurance experience.

Mike Hogan
Head of Underwriting & Fulfillment
As Head of Fulfillment, Mike leads carrier relations, quality assurance, and funnel operations, ensuring a seamless experience from application through policy issuance. With 14 years of experience in life and annuity insurance, he brings deep industry expertise and operational rigor to scaling high-performing teams. Over the past nine years at Policygenius, Mike has played a key role in building and optimizing fulfillment infrastructure to drive efficiency, accuracy, and carrier partnership excellence.
Head of Underwriting & Fulfillment
As Head of Fulfillment, Mike leads carrier relations, quality assurance, and funnel operations, ensuring a seamless experience from application through policy issuance. With 14 years of experience in life and annuity insurance, he brings deep industry expertise and operational rigor to scaling high-performing teams. Over the past nine years at Policygenius, Mike has played a key role in building and optimizing fulfillment infrastructure to drive efficiency, accuracy, and carrier partnership excellence.

Ben Welker
Head of Marketing
Ben leads the marketing organization, driving brand growth, engagement, and customer acquisition. He brings a strong track record of building high-performing teams and scaling D2C marketing initiatives at leading organizations, including Allstate, Crocs, and Omnicom Media Group. At Policygenius, Ben focuses on connecting people with the right insurance solutions by translating complex products into clear, human-centered stories that resonate with consumers. He holds a BA in Economics from the University of North Carolina – Chapel Hill.
Head of Marketing
Ben leads the marketing organization, driving brand growth, engagement, and customer acquisition. He brings a strong track record of building high-performing teams and scaling D2C marketing initiatives at leading organizations, including Allstate, Crocs, and Omnicom Media Group. At Policygenius, Ben focuses on connecting people with the right insurance solutions by translating complex products into clear, human-centered stories that resonate with consumers. He holds a BA in Economics from the University of North Carolina – Chapel Hill.

Sara Erickson
Head of CRM
Sara Erickson leads CRM at Policygenius, where she oversees lifecycle strategy and customer communications, guiding prospects through the shopping experience and supporting customers post-purchase. With over a decade of experience, she specializes in building data-driven programs that strengthen customer relationships, increase engagement, and drive loyalty and retention. Prior to Policygenius, Sara helped high-growth organizations build and scale their lifecycle marketing programs, turning one-time buyers into loyal customers.
Head of CRM
Sara Erickson leads CRM at Policygenius, where she oversees lifecycle strategy and customer communications, guiding prospects through the shopping experience and supporting customers post-purchase. With over a decade of experience, she specializes in building data-driven programs that strengthen customer relationships, increase engagement, and drive loyalty and retention. Prior to Policygenius, Sara helped high-growth organizations build and scale their lifecycle marketing programs, turning one-time buyers into loyal customers.

Usman Javed
Head of Partnerships
Usman serves as Head of Partnerships at Policygenius, where he leads the company’s performance and affiliate partnership strategy to drive diversified, high-quality customer growth. He is responsible for shaping and scaling a strategic partner ecosystem that delivers sustainable acquisition while strengthening long-term business resilience. Prior to joining Policygenius, Usman held partnership and growth-focused roles at leading social platforms including Pinterest and Quora, where he developed data-driven strategies that connected brands with engaged audiences at scale. His experience across performance marketing and platform partnerships informs his disciplined, analytical approach to building durable, high-impact relationships that create long-term value.
Head of Partnerships
Usman serves as Head of Partnerships at Policygenius, where he leads the company’s performance and affiliate partnership strategy to drive diversified, high-quality customer growth. He is responsible for shaping and scaling a strategic partner ecosystem that delivers sustainable acquisition while strengthening long-term business resilience. Prior to joining Policygenius, Usman held partnership and growth-focused roles at leading social platforms including Pinterest and Quora, where he developed data-driven strategies that connected brands with engaged audiences at scale. His experience across performance marketing and platform partnerships informs his disciplined, analytical approach to building durable, high-impact relationships that create long-term value.
Zinnia leadership team

George Esposito
Chief Executive Officer
As Chief Executive Officer at Zinnia, George Esposito leads the company's vision to simplify insurance through innovative technology platforms. His career spans insurance, reinsurance, distribution, administration, technology, product delivery, and asset management, giving him deep expertise in modernizing how products are developed, distributed, and serviced across the ecosystem. Since joining Zinnia, George has served as EVP, Head of Insurance Platforms, Chief Administrative Officer and General Counsel. In these roles, he helped shape the company's technology, platform, and TPA strategy, advanced Zinnia's end-to-end platform capabilities, accelerated adoption of innovative solutions, and gained a strong understanding of the enterprise priorities that support Zinnia's growth. Before Zinnia, George served as President, COO, and General Counsel of Everly Life Insurance Company and as Deputy General Counsel at Nassau Financial Group. He began his career as a corporate attorney at Milbank LLP and Pepper Hamilton LLP, advising financial institutions on complex strategic and regulatory matters. George holds a B.A. from Boston College and a J.D. from New York Law School.
Chief Executive Officer
As Chief Executive Officer at Zinnia, George Esposito leads the company's vision to simplify insurance through innovative technology platforms. His career spans insurance, reinsurance, distribution, administration, technology, product delivery, and asset management, giving him deep expertise in modernizing how products are developed, distributed, and serviced across the ecosystem. Since joining Zinnia, George has served as EVP, Head of Insurance Platforms, Chief Administrative Officer and General Counsel. In these roles, he helped shape the company's technology, platform, and TPA strategy, advanced Zinnia's end-to-end platform capabilities, accelerated adoption of innovative solutions, and gained a strong understanding of the enterprise priorities that support Zinnia's growth. Before Zinnia, George served as President, COO, and General Counsel of Everly Life Insurance Company and as Deputy General Counsel at Nassau Financial Group. He began his career as a corporate attorney at Milbank LLP and Pepper Hamilton LLP, advising financial institutions on complex strategic and regulatory matters. George holds a B.A. from Boston College and a J.D. from New York Law School.

Ash Sawhney
President
Ash Sawhney is President & CRO at Zinnia, where he manages Zinnia's core business lines. With more than 35 years in the insurance industry, Ash specializes in tech-enabled automation that helps carriers and distributors grow revenue, improve efficiency, and enhance the end-to-end annuity experience. Prior to his current role, Ash served as Chief Revenue Officer at Zinnia, and previously as President of Insurance Solutions North America at Ebix. He also held senior roles at State Street, including Vice President of Global Strategy & Development. Throughout his career, he has guided some of the industry's leading carriers and distributors through digital transformation and exchange enablement. Ash holds an MBA from the Babson F.W. Olin Graduate School of Business. He is known for his deep client focus, strategic mindset, and decades-long commitment to innovation in the life and annuity space.
President
Ash Sawhney is President & CRO at Zinnia, where he manages Zinnia's core business lines. With more than 35 years in the insurance industry, Ash specializes in tech-enabled automation that helps carriers and distributors grow revenue, improve efficiency, and enhance the end-to-end annuity experience. Prior to his current role, Ash served as Chief Revenue Officer at Zinnia, and previously as President of Insurance Solutions North America at Ebix. He also held senior roles at State Street, including Vice President of Global Strategy & Development. Throughout his career, he has guided some of the industry's leading carriers and distributors through digital transformation and exchange enablement. Ash holds an MBA from the Babson F.W. Olin Graduate School of Business. He is known for his deep client focus, strategic mindset, and decades-long commitment to innovation in the life and annuity space.

Brad Medd
Chief Technology Officer
Brad Medd is Chief Technology Officer at Zinnia, where he leads the development of modern, scalable platforms that power the company's vision. With over 25 years of experience spanning financial services, healthcare, and technology, Brad brings deep expertise in platform innovation, cloud transformation, and agile delivery. Prior to Zinnia, Brad served as Managing Director and SVP at IHS Markit, where he led major technology transformations across diverse asset classes, from leveraged loans to retail brokerage. His approach combines technical depth with a clear focus on enhancing the user experience through thoughtful, future-ready solutions. Brad holds a bachelor degree in Economics from Johns Hopkins University. Outside of work, he's an avid outdoorsman with a passion for fly fishing, golf and gardening.
Chief Technology Officer
Brad Medd is Chief Technology Officer at Zinnia, where he leads the development of modern, scalable platforms that power the company's vision. With over 25 years of experience spanning financial services, healthcare, and technology, Brad brings deep expertise in platform innovation, cloud transformation, and agile delivery. Prior to Zinnia, Brad served as Managing Director and SVP at IHS Markit, where he led major technology transformations across diverse asset classes, from leveraged loans to retail brokerage. His approach combines technical depth with a clear focus on enhancing the user experience through thoughtful, future-ready solutions. Brad holds a bachelor degree in Economics from Johns Hopkins University. Outside of work, he's an avid outdoorsman with a passion for fly fishing, golf and gardening.

Elaine Page
Chief People & Strategy Officer
Elaine Page is Zinnia's Chief People & Strategy Officer, bringing decades of experience as a talent strategist and business leader. Known for driving large-scale people transformations, Elaine has spent her career building organizational frameworks and cultivating high-performing, inclusive cultures. She joins Zinnia from Stripe, where she led people strategy through growth and acquisition. Throughout her career, Elaine has partnered closely with executive teams to align talent, culture, and structure with evolving business goals, always with an eye toward employee experience, leadership development, and long-term scalability. At Zinnia, she is focused on enabling a culture that supports innovation, accountability, and growth.
Chief People & Strategy Officer
Elaine Page is Zinnia's Chief People & Strategy Officer, bringing decades of experience as a talent strategist and business leader. Known for driving large-scale people transformations, Elaine has spent her career building organizational frameworks and cultivating high-performing, inclusive cultures. She joins Zinnia from Stripe, where she led people strategy through growth and acquisition. Throughout her career, Elaine has partnered closely with executive teams to align talent, culture, and structure with evolving business goals, always with an eye toward employee experience, leadership development, and long-term scalability. At Zinnia, she is focused on enabling a culture that supports innovation, accountability, and growth.

Ann Nanda
Chief Growth Officer
Ann Nanda is Chief Growth Officer at Zinnia, where she leads the company's growth organization and go-to-market strategy across business development, sales, account management, industry relations, and marketing. She is responsible for building a unified, disciplined growth engine that expands platform adoption, strengthens client and partner relationships, and drives long-term market impact across the life and annuities ecosystem. Ann joins Zinnia from Prudential, where she spent more than a decade in leadership roles, gaining deep experience across the life and annuities value chain. With a background spanning both product manufacturing and distribution, she brings a market-informed perspective to commercial strategy and execution. She is known for translating industry insight into scalable, repeatable growth, helping organizations evolve from early momentum to structured, high-performing operations.
Chief Growth Officer
Ann Nanda is Chief Growth Officer at Zinnia, where she leads the company's growth organization and go-to-market strategy across business development, sales, account management, industry relations, and marketing. She is responsible for building a unified, disciplined growth engine that expands platform adoption, strengthens client and partner relationships, and drives long-term market impact across the life and annuities ecosystem. Ann joins Zinnia from Prudential, where she spent more than a decade in leadership roles, gaining deep experience across the life and annuities value chain. With a background spanning both product manufacturing and distribution, she brings a market-informed perspective to commercial strategy and execution. She is known for translating industry insight into scalable, repeatable growth, helping organizations evolve from early momentum to structured, high-performing operations.

Michael Celi
Chief Product Officer
Michael Celi serves as Chief Product Officer at Zinnia, bringing over two decades of experience launching and scaling complex products in financial services. He excels at building high-performing product teams, driving products to market efficiently, and implementing scalable product design frameworks that align with business strategy. Before joining Zinnia, Michael held influential roles at Deloitte, Prudential, Deutsche Bank, IHS Markit, and ComplyAdvantage. He holds a Bachelor of Science in Finance and Management Information Systems from SUNY Albany. When he's not crafting solutions for simplifying insurance, he's out on the trail with his wife and their two gentle (but giant) Rottweilers.
Chief Product Officer
Michael Celi serves as Chief Product Officer at Zinnia, bringing over two decades of experience launching and scaling complex products in financial services. He excels at building high-performing product teams, driving products to market efficiently, and implementing scalable product design frameworks that align with business strategy. Before joining Zinnia, Michael held influential roles at Deloitte, Prudential, Deutsche Bank, IHS Markit, and ComplyAdvantage. He holds a Bachelor of Science in Finance and Management Information Systems from SUNY Albany. When he's not crafting solutions for simplifying insurance, he's out on the trail with his wife and their two gentle (but giant) Rottweilers.

Josh Everett
CEO of Zinnia India
Josh Everett is CEO of Zinnia India, bringing high energy and a technology-forward mindset to the world of insurance. With deep expertise spanning life and annuities, from project execution and business process outsourcing to strategy and governance, Josh thrives on transforming operations into engines of innovation and efficiency. Since May 2022, he has led Zinnia's India hub, steering it from a back-office center to a Global Innovation Center. Whether implementing AI, blockchain, or API-driven tools, he tackles complexity with enthusiasm—bringing technology to life as the "engine of meaningful change". Based in Gurugram, Josh holds degrees in Information Systems and Computer Programming.
CEO of Zinnia India
Josh Everett is CEO of Zinnia India, bringing high energy and a technology-forward mindset to the world of insurance. With deep expertise spanning life and annuities, from project execution and business process outsourcing to strategy and governance, Josh thrives on transforming operations into engines of innovation and efficiency. Since May 2022, he has led Zinnia's India hub, steering it from a back-office center to a Global Innovation Center. Whether implementing AI, blockchain, or API-driven tools, he tackles complexity with enthusiasm—bringing technology to life as the "engine of meaningful change". Based in Gurugram, Josh holds degrees in Information Systems and Computer Programming.

Olga Buland
General Counsel
Olga Kaplan Buland is General Counsel at Zinnia, where she leads the company's legal function and advises on corporate governance, regulatory compliance, strategic transactions, and enterprise risk. With nearly two decades of experience spanning law, finance, and insurance, Olga brings deep expertise in navigating complex legal and regulatory environments to support Zinnia's mission of modernizing the life insurance industry. Prior to joining Zinnia, Olga served as Deputy General Counsel at Nassau Financial Group, where she oversaw legal matters related to insurance, asset management, and M&A activity. Earlier in her career, she practiced at Debevoise & Plimpton LLP, clerked for the U.S. District Court for the Eastern District of Virginia, and held analyst roles at Mintz Levin and Bear Stearns. Olga earned her J.D. from Columbia Law School and her B.A. in Political Science from Wellesley College. She is based in Greenwich, CT.
General Counsel
Olga Kaplan Buland is General Counsel at Zinnia, where she leads the company's legal function and advises on corporate governance, regulatory compliance, strategic transactions, and enterprise risk. With nearly two decades of experience spanning law, finance, and insurance, Olga brings deep expertise in navigating complex legal and regulatory environments to support Zinnia's mission of modernizing the life insurance industry. Prior to joining Zinnia, Olga served as Deputy General Counsel at Nassau Financial Group, where she oversaw legal matters related to insurance, asset management, and M&A activity. Earlier in her career, she practiced at Debevoise & Plimpton LLP, clerked for the U.S. District Court for the Eastern District of Virginia, and held analyst roles at Mintz Levin and Bear Stearns. Olga earned her J.D. from Columbia Law School and her B.A. in Political Science from Wellesley College. She is based in Greenwich, CT.

Key Kiarie
Chief Financial Officer
Kihara "Key" Kiarie is Chief Financial Officer at Zinnia, where he leads the company's global finance organization and financial strategy to support long-term growth and operational excellence. With more than two decades of experience spanning private equity, corporate finance, and investment management, he brings deep expertise in capital allocation, financial operations, and strategic transformation across public and private companies. Before joining Zinnia, Key served as Chief Financial Officer of Bloomberg Media, where he led financial strategy and operations for the global media organization. He also held leadership roles as Chief Investment Officer at the Media Development Investment Fund (MDIF), Chief Financial Officer at Revolt Media & TV, and Managing Director at Saban Capital Group. Earlier in his career, he held investment roles at AEA Investors and J.P. Morgan. Key holds a Bachelor of Arts in Economics from Dartmouth College and an MBA from Harvard Business School.
Chief Financial Officer
Kihara "Key" Kiarie is Chief Financial Officer at Zinnia, where he leads the company's global finance organization and financial strategy to support long-term growth and operational excellence. With more than two decades of experience spanning private equity, corporate finance, and investment management, he brings deep expertise in capital allocation, financial operations, and strategic transformation across public and private companies. Before joining Zinnia, Key served as Chief Financial Officer of Bloomberg Media, where he led financial strategy and operations for the global media organization. He also held leadership roles as Chief Investment Officer at the Media Development Investment Fund (MDIF), Chief Financial Officer at Revolt Media & TV, and Managing Director at Saban Capital Group. Earlier in his career, he held investment roles at AEA Investors and J.P. Morgan. Key holds a Bachelor of Arts in Economics from Dartmouth College and an MBA from Harvard Business School.
Our history
In the early 2010s, two McKinsey consultants, Jennifer Fitzgerald and Francois de Lame, realized the insurance industry was stuck in the Stone Age. Their idea: “Could we modernize life insurance online and help people feel good about finding the right coverage?”
In 2014, they launched a startup in New York City called…KnowItOwl. The name didn’t last, but the idea did. By the end of the following year, the rebranded Policygenius had already reached more than 800,000 people looking for the right life insurance.
Since then, we’ve expanded to offer home, auto, disability, renters, and other types of insurance. Today, we’ve helped millions of people find the best financial protection solutions for their needs — and judging from our reviews, we've helped them feel good about it.
To learn more about our history, check out NPR’s interview with Policygenius co-founder, Jennifer Fitzgerald, on the podcast How I Built This with Guy Raz.

Editorial standards
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